Grade 4 students compare loan and savings outcomes while practicing budget percentages and goal-based saving. This worksheet explores principal, interest, deposit, and withdrawal through fill-in problems and a matching activity. Learners discover that saving avoids extra interest costs while borrowing adds expense over time. Each Grade 4 problem includes hints, full answers, and explanations to make financial vocabulary clear and useful for life.
Style:
Money and Financial Literacy
Part A: Fill in the Blank
Write the missing word or number on each line.
1. Saving $6 weekly toward $48 takes 8 weeks.
2. If income is $80 and you save 25%, savings equal $20.
3. Borrowing $50 and repaying $55 adds $5 in interest.
4. Saving $50 yourself avoids paying any interest.
5. Half of a $30 allowance saved equals $15.
6. Saving $10 weekly for 5 weeks gives $50.
7. If a loan principal is $40 and interest is $4, total owed is $44.
8. Saving 25% of $20 leaves $15 to spend.
9. Saving $7 weekly toward $42 takes 6 weeks.
Part B: Matching
Match each item on the left to the correct answer on the right.
1. Match each item to its correct answer.
Principal
→ Original amount borrowed or saved
Original amount borrowed or saved
Interest
→ Extra money earned or paid over time
Extra money earned or paid over time
Deposit
→ Money added into an account
Money added into an account
Withdrawal
→ Money removed from an account
Money removed from an account
Money and Financial Literacy
★ Part A: Fill in the Blank
Write the missing word or number on each line.
1) Saving $6 weekly toward $48 takes 8 weeks.
2) If income is $80 and you save 25%, savings equal $20.
3) Borrowing $50 and repaying $55 adds $5 in interest.
4) Saving $50 yourself avoids paying any interest.
5) Half of a $30 allowance saved equals $15.
6) Saving $10 weekly for 5 weeks gives $50.
7) If a loan principal is $40 and interest is $4, total owed is $44.
8) Saving 25% of $20 leaves $15 to spend.
9) Saving $7 weekly toward $42 takes 6 weeks.
★ Part B: Matching
Match each item on the left to the correct answer on the right.
1) Match each item to its correct answer.
Principal
→ Original amount borrowed or saved
Original amount borrowed or saved
Interest
→ Extra money earned or paid over time
Extra money earned or paid over time
Deposit
→ Money added into an account
Money added into an account
Withdrawal
→ Money removed from an account
Money removed from an account
Ready to Practice?
Complete each section carefully.
10 Questions
10-15 minutes
Auto-graded
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